Stripe's default emails get 13% opens. Yours should do better.
When Stripe fires an invoice.payment_failed event, Recover routes it by decline code in under a second: hard declines go straight to a card update email, soft declines enter a 7-day dunning sequence. A branded payment update page for every customer. An ROI dashboard that shows you exactly what you've recovered vs. the $29/mo cost.
14-day free trial. No credit card required. Cancel anytime from your Stripe dashboard.
One webhook. Automatic recovery.
Point your Stripe webhook at Recover. We handle the rest: decline routing, dunning emails, payment update pages, and recovery tracking.
Connect Stripe
Register a Stripe webhook pointing at /fourthngoal/recover/webhook. Recover verifies every event with your webhook signing secret before processing.
Route by decline code
When invoice.payment_failed fires, we classify the Stripe decline code. Hard declines (expired_card, stolen_card, account_closed) get an immediate card update email. Soft declines (insufficient_funds, authentication_required) enter the 7-day sequence.
Send dunning emails
Day 1, 3, 5, and 7 emails go out on a timed schedule. Each one is sent exactly once per failure event, guaranteed by atomic idempotency on your Stripe event ID.
Per-customer payment page
Every email links to a branded payment update page with a 128-bit token unique to that customer. They update their card via Stripe's billing portal. You never touch raw card data.
Track your ROI
The dashboard tracks total recovered, at-risk, and churned revenue, plus your ROI multiple: recovered dollars divided by the $29/mo you're paying us.
The only tool at $29/mo with all three.
Dunning emails, branded payment update pages, and an ROI dashboard. Every competitor charges 5-10x more and still takes a cut of what you recover.
| Tool | Price | Dunning emails | Payment update page | ROI dashboard | Revenue share |
|---|---|---|---|---|---|
| Recover | $29/mo | Yes | Yes | Yes | No |
| Stunning | $50/mo | Yes | Yes | No | Scales with MRR |
| Churnkey | $250/mo | Yes | Yes | Yes | Varies |
| Churn Buster | $249/mo | Yes | Yes | Yes | Varies |
| Baremetrics Recover | $158/mo | Yes | Limited | Yes | Varies |
| Stripe (native) | Free | No custom emails (13% open) | No | No | N/A |
8x cheaper than Churnbuster. Same core features. Get started for $29/mo →
It pays for itself when you recover $29
The ROI dashboard shows your multiple in real time. Here is what the numbers look like in practice.
invoice.paid events come in from Stripe.
One price. Unlimited recovery.
Flat monthly fee. No revenue share. No setup fee. No contracts. Cancel anytime from your Stripe dashboard.
- Unlimited
invoice.payment_failedevents - 4-email dunning sequence (day 1, 3, 5, 7)
- Hard vs. soft decline routing by Stripe failure code
- Branded per-customer payment update pages
- Recovery dashboard: ROI multiple, recovered, at-risk, churned
- Atomic exactly-once email delivery
- Works alongside Stripe Smart Retries
No credit card required. We review every application and respond within 24 hours.
Churnbuster is $249/mo. Stunning is $50/mo. We are $29. Annual: $288/yr, saving $60 vs. monthly.
Common questions
Does this replace Stripe Smart Retries?
Can I try it before paying?
What Stripe failure codes do you handle?
invoice.payment_failed event. Hard declines (expired_card, stolen_card, lost_card, account_closed, fraudulent, blocked, and 10+ more) skip retries and get an immediate card update email. Soft declines (insufficient_funds, processing_error, authentication_required, timeouts) enter the full 7-day dunning sequence.What if I'm not on Stripe?
How do you send emails from my domain?
recover@fourthngoal.ai with your product name in the subject line and a branded template using your colors.